Whether you believe the conspiracy theories, doomsday prophecies, or economic outlooks, it seems that everyone is predicting harder times ahead for all of us, whether we’re currently feeling the economic pinch or not. Even so, that pain can be minimized with a bit of preparation before those times get so tough.
There are plenty of fables out there to remind us of the merit of putting things away before hard times, of working hard when the “weather” is good, in preparation for when its cold and hunger comes knocking on our doors. There are just as many historical accounts of hard times and hunger, if we just look back to the Depression era in our own country. So what do all of these stories have to do with us today?
What those stories tell us is that an “ounce of prevention is worth a pound of cure.” We’ve seen cut backs all across the board with government agencies, and most of us have little hope that if we lose our jobs in the future, there will be anyone left to give us a hand out or a help up again. Knowing that you can stand on your own two feet in hard times is an important bit of knowledge, and probably does us a lot more for our peace of mind than any insurance policy we could buy.
So how can we prepare now for hard times ahead? Should we be saving money?
Saving money is probably the least effective way to preserve your own well being in hard times. Money has a tendency to be affected by inflation, which means that $1000 you saved last year might only be worth a percentage of what it was last year. The worse the economy is, the more likely we are to see rampant inflation too. So if things really DO get that tough, we might see inflation reminiscent of what Germany saw in the pre-war years…where it took a wheelbarrow load of money to buy a loaf of bread, and workers collected their pay in the morning so that they could buy food before the money was worthless again. (Yes, it really WAS that bad.) America has never had inflation that high, and it is rare even on a world-wide scale, but it is a dramatic illustration of how useless money itself can be.
Minimizing debt is always a good start to preserving your own economic well being. If you don’t have loans to pay on, with your house or car as collateral, then you aren’t going to have to make those payments to prevent anything essential from being repossessed by the bank or note holder. Adding to credit card debt is also not wise, even though the dollars you borrow today may be worth less tomorrow, they still might be difficult to obtain if you lose your job.
Ensure you have an adequate wardrobe for your particular lifestyle and climate, but don’t choose trendy items, sticking instead to classic ones that can be worn many years without appearing too dated. Often classic designs can be updated with accessories, far less expensive than purchasing a new wardrobe. If you live in a cold climate, make sure you have warm clothing too, including items to wear if energy prices get so extreme that you need to dramatically reduce your heating bill. Thermal underwear, cardigans, fuzzy slippers, thick socks, warm robes, and flannel pajamas may not be fashionable items, but if you are forced to reduce your heating bill to minimal levels, they can greatly enhance the comfort of your entire family. Coats, hats, mittens, boots, etc. for outdoor wear should also be serviceable, classic, and utilitarian in style rather than the latest fad. As winter fades into spring, purchasing clearance items is an excellent way to stretch your current budget to buy items that may be needed next winter.
Plant a garden in your yard. This truly stretches the food budget as well as providing many other not-so-0bvious benefits for everyone. (Exercise, knowledge, quality time, work ethics, etc.) Even if you have only a tiny yard, “edible landscaping” can create something that is attractive, edible, and efficient for your particular climate. In arid areas with frequent water rationing, explore ideas such as gray water recycling, rain water collection, and drip irrigation for reducing your water needs. Starting your plants from seeds rather than purchasing plants from the nursery will greatly reduce the expense of gardening as well and is quite simple for most plants.
If you are landscaping your yard, why not plant fruit trees instead of just ornamentals? Many fruit trees are quite decorative in form and flower in addition to the fruit, and require about the same amount of work to maintain. The fruit that is produced can be eaten fresh, traded or given to neighbors, family & friends, and be canned or made into jellies and jams as well. Fruit trees typically take 2-5 years, depending on the variety and size, to begin bearing fruit.
Stock your pantry. Many religions advocate maintaining a food supply for a year, and this same school of thought is held by most people involved in emergency preparedness. Shop sales and use coupons, buying extras whenever your budget allows. Date each can with the month and year of purchase to simplify the rotation process. Always put the new purchases behind the older ones, making it easier to use the oldest items first. Canned goods do not have an indefinite shelf life, however, and most should be used within 12 months of their purchase.
Buy plenty of staples, such as rice, dry beans, flour, sugar, salt, etc. Once again, grains and beans do not have an indefinite shelf life. For long term storage, consider purchasing items that have been packaged for long term storage, typically in #10 cans or 5 gallon pails with an internal sealed liner. These items can be stored for up to five years without any problem with spoilage, as long as the can or pail remains intact and sealed.
Learn to cook from scratch. Not only is cooking from scratch usually healthier with fewer additives, preservatives, less sodium and less sugar, but it is less expensive. Get a good basic cookbook, and enlist the help of an experienced cook if possible.
Learn to shop for local and in-season items, and learn how to use them in your daily recipes. This can save you a great deal of money, and items that are not shipped across the country are obviously much better for our environment with their reduced carbon footprint as well. Farmers markets and roadside stands can be excellent sources, as can “U-pick” farms. (Search online for what is available in your area, in some areas, local farmers often sell at flea markets or swap meets too.)
Learn to can, dehydrate, and preserve food for later use. Not only are homemade jams and jellies far tastier than their store-bought counterparts, but they are much healthier too, as you control the ingredients that go into them. No preservatives and a healthier portion of fruit preserves these summertime fruits for use all year long, whether its topping ice cream, shortcakes, toast, pancakes, or waffles. Stirring a spoonful into plain yogurt also creates an excellent taste-treat that cannot be matched by any flavored yogurt in the dairy case too. Plain oatmeal becomes delicious fruit flavored oatmeal when it is sweetened with a spoonful of homemade jam too! Fruit leathers and dried fruit become after-school snacks, or can be used in many recipes. Dehydrated vegetables are easy to store and can be easily used in recipes all year long, both at home and while camping.
Start walking or using a bicycle for short errands and recreational travel. It is amazing how quickly short errands can total into hundreds of miles and empty a gas tank without ever going anywhere! By walking or using a bicycle, you not only save money but reap untold wealth in terms of increased health benefits. Even grocery shopping can be achieved easily on a bicycle with the use of rear baskets or a trailer. (Front baskets can reduce the rider’s stability while riding.) Even purchasing a bike rack for your family vehicle can help reduce your fuel costs when vacationing–many popular tourist destinations are more easily traveled by bicycle or on foot than by car, and the car stays parked while the family enjoys sight seeing. If you are looking for bicycle routes, try Google Maps, and choose the bicycle icon for their beta bicycle routing feature. I’ve used it, and I love it!
Unfortunately, one of the problems that increases as the economy’s strength decreases is crime. One of the best methods to encourage a potential thief or home invader to choose another home is to have a dog, especially an indoor dog, irregardless of its size. Adopting a dog from a animal rescue or pound is much less expensive than buying one from a breeder, and often the adoption fee includes initial shots, exam, heartworm test, parasite exam, and spay/neuter. This series alone can often be far more expensive than the fee charged to adopt. Owning a pet offers numerous other benefits besides crime reduction, such as companionship and affection as well.
For services of all kind, whether its vaccinations and wellness exams for your pets, healthcare for your family, insurance for your home and car, repairs, purchases, etc., it is wise to do your homework and compare prices. This can usually be done without ever leaving your home, via the internet and the telephone. In a price check for annual exam and vaccinations for cats and dogs, in one town, I found an incredible variation in prices for virtually identical services (same vaccinations & basic annual exam w/o lab work). The lowest was just under $100, but the most expensive was well over $300. Why pay more if it is the same level of service? (All of these veterinary clinics were well liked by their clients, and none had any major complaints against the veterinarians practicing there. Obviously, I didn’t bother checking prices with clinics that were regarded as substandard in any way, whether it was quality of care or difficulty in making an appointment.) This kind of variation can often be found in almost everything a family purchases, whether it is insurance or a house. For example, I used an online service for multiple agencies to price auto insurance. The company I ultimately chose was so much lower that I thought that the quote they emailed me was a mistake! (No, it wasn’t Geico OR Progressive!) Do your homework and you won’t spend any more than you need to.
While shopping locally is a great idea, unfortunately, not everyone has a vast number of local options for their shopping. Shopping online is a very valid way to try to ensure that you get the most choice for the least amount of money, especially when you have the time to wait for the item to be shipped. In addition, if it is shipped to you, you haven’t had to spend money on fuel to drive around to FIND the item, often a difficult and time consuming task. Shopping online does not have to be a difficult and dangerous task. Read reviews on the products and the retailer to ensure that other customers are happy with the service the company provides. I have purchased a wide variety of items online, from clothing to groceries to auto repair parts, from a number of retailers, and I’ve rarely had any problem except that with the shipping company.
If you are fond of online auction sites, remember, while they were once the bargain hunter’s dream, today they often start auctions at prices the same or even higher than both local and online retailers. Don’t let auction fever grab you and coerce you into spending too much for an item. In addition, service and speed of shipping is not always what the customer likes to see. Know the normal prices, set your limit and don’t forget to add in the shipping costs, which are often incredibly expensive. Read reviews on the seller, and pay attention to complaints and compliments. While no one can make everyone happy all the time, consistent complaints are concerning especially when there are repeated complaints about items not being as described, poor packaging, slow shipping, never received, etc. Also pay attention to the auction site itself–some of then actually charge you a fee just to place a bid, whether it is a winning bid or not. Ebay is probably the auction site most familiar to most people, and it too is not the same as it was a decade ago.
Being prepared for hard times does not mean that you are wishing them upon yourself, but simply that you are being frugal and responsible. Exposing your family unnecessarily to the hazards of a depressed economy is not a desirable event, and we all like to protect them as much as possible. By making minor changes in your life now, before gas prices hike, before inflation strikes, and before shortages occur is no different than buying life insurance before you die. In this case, it truly is LIFE insurance to ensure that your family’s lives are as safe and secure as possible.
Filed under: Emergency Preparedness | Tagged: bikes, budget, crime, depression, dog, food, hard times, history, inflation, insurance, preparedness, recession, retail stores, safety | Leave a comment »
Outdoor gear advertisers & spammers
I am absolutely amazed at the number of comments that this blog attracts from people wanting to advertise their company or product, written in a manner that they are deemed “spam.” So, for all of you out there who want me to advertise your products on this blog or on my website, I’m going to offer you a solution.
I’m not even being sarcastic, this is sincere. IF you are a legitimate vendor with a real business, and not someone trying to make a quick buck off of unsuspecting buyers, I want you to send me some very specific information. Part of it is also requiring that you speak English and are capable of reading this post, which may not be particularly fair in some people’s eyes, but I think it is entirely fair since that’s the language I speak & write, and the language that this blog is written in.
I want your website, a list of your products/brands carried, and a brief paragraph telling me why I should want to list you on my lists of websites and vendors. If you have something unique, tell me about it. If you offer a unique service, I’d love to hear about that too. If you are the owner of a website, and would like me to link to your website because of the information that you could offer to readers of this blog, send me that email! If you have a product that you would like us to review, that is a possibility too, but send the email first. We don’t want you to waste money sending us a product that doesn’t fit the type of camping and outdoor activities that we participate in and advocate for others. (Examples are things like mountain climbing gear-we are a bit short on mountains on the Mississippi Delta, and I don’t have any immediate plans to schedule a mountain trip at this point.) We do a lot of different things, and while we don’t go mountain climbing, I am supposed to learn the basics of rappelling this year. Yeah, imagine that…a fat middle aged woman hanging upside down off of a cliff…it ain’t pretty, folks! Especially if it scares me enough (I’m deathly afraid of heights) that I end up peeing my pants…upside down. That’s one outdoor adventure that doesn’t sound appealing, to be honest, but…I agreed to it, and I’m going to go through with it. I figure its safer than free climbing on a rock face, and I’ve tried that too. I will not, and I repeat that one more time, I will NOT agree to bungee jump. No way, no how, and I’ll freely admit in public that I’m too chicken to try it. There is NOTHING appealing about bungee jumping to me! That also goes for sky diving. I may have a sister who loves it, but I have sense. I cannot see any good reason to deliberately jump out of a perfectly good airplane for the “fun” of it. I have friends who have done it, for fun and/or for military training. I’m not a soldier, I’m too old and too fat. No thank you…I like the ground under my feet!
See now that I’ve digressed enough that any insincere spam type person has given up, I’m going to give my email address. Make SURE you put “Get Ready GO blog” in the subject line to prevent ending up in THAT spam folder too! The email address you can send this letter to is (take out the spaces, you know the routine) giascott (at symbol) gmail dot com.
In the meantime, all you spammers out there, you may as well give it up. You get deleted, that’s all. If you can’t be bothered with reading a whole entry and following directions, I can’t be bothered with your spam comments, plain and simple.
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Filed under: Advertisers, Biking, Car Camping, Cooking & food, Destinations, Dogs & Bikes, Emergency Preparedness, hiking, Journeys/Routes, Locations and destinations, Manufacturers, Motor Vehicles, Pets in camp, Retailers, RV's and campers, Shelter, Sleeping gear, Tents, Things to do | Tagged: advertisers, bicycle camping, bike buying, camping links, camping websites, comments, family camping, gear, gear review, Networking, novice camping, outdoors, retail stores, shopping, spam, stores, tent camping, tours, websites | Leave a comment »